PITI mortgage, PMI, points, property tax, closing costs, 1031 exchange — Wall Street grade.
Complete monthly payment: Principal + Interest + Tax + Insurance + PMI.
Lender fees + title + escrow + prepaid items. Typically 2-5% of loan.
43% DTI rule for conventional loans.
Cap rate, cash-on-cash return, and monthly cash flow.
Section 121 exclusion + 1031 exchange options.
Compare US vs European conditions.
Annual P&I breakdown.
43% limit for conventional, 50% for FHA.